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Variable Investment Loan Rate
7.25%
Fixed rate 6 mths
Fees & charges may apply.



Obtain a loan decision in only 30 minutes !

Our fast & easy loan applications means less paperwork for yougo









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How Much Can I Afford?

It is important that you do not overborrow and the repayments on your loan don't overstretch your budget.

To help you decide how much you ought to borrow, you may find it helpful to use the budget planner below. This will give you an idea how much you can afford per month.

MONTHLY BUDGET PLANNER

Your home

 

Mortgage/rent

$

Council tax

$

Insurance/endowment

$

Total monthly home 

$

Your bills

Household bills (e.g. gas, electricity, etc.)

$

Credit cards/ other loans

$

Rental agreements

$

Total monthly bills 

$

Your personal expenses

Food/clothing

$

Travel/vehicle expenses

$

Savings

$

Life assurance/pension

$

Leisure

$

Other

$

Total monthly personal 

$

Total monthly expenditures 

$

Total monthly income 
(take home pay and other income)

$

Amount available for loan repayments
(income minus outgoings)

$


Note: Theoretical figures only;
Consult a Challenge Mortgages consultant or your accountant for actual figures.
 
 

Hamilton Direct

 

 

 

 

 

Lease Calculator

How Much Can I Afford

Amortisation

Savings Estimator

Compound Calculator