How Much Can I Afford?
It is important that you do not overborrow and the repayments on your loan don't overstretch your budget.
To help you decide how much you ought to borrow, you may find it helpful to use the budget planner below. This will give you an idea how much you can afford per month.
MONTHLY BUDGET PLANNER
Your home
Mortgage/rent
Council tax
Insurance/endowment
Total monthly home
Your bills
Household bills (e.g. gas, electricity, etc.)
Credit cards/ other loans
Rental agreements
Total monthly bills
Your personal expenses
Food/clothing
Travel/vehicle expenses
Savings
Life assurance/pension
Leisure
Other
Total monthly personal
Total monthly expenditures
Total monthly income (take home pay and other income)
Amount available for loan repayments (income minus outgoings)
Lease Calculator How Much Can I Afford Amortisation Savings Estimator Compound Calculator